Unauthorized Charges

Credit card companies do it. Telephone companies do it. Mortgage companies do it. Many consumers have told us that they found charges on their account statements for goods or services they did not agree to buy. The problem has become more prevalent with the wide-spread sharing of consumers' private information which invites abuses from telemarketers, for example. Some unauthorized charges that may show up include all kinds of insurance, roadside assistance, movie coupons, and memberships in various "clubs." If you believe that your monthly statement has charges for goods or services that you did not authorize, please use the contact form to send us an email to see if we can address the problem.

Credit Injury

"The bank made a mistake and my credit was damaged." Has this happened to you? Many people have had the experience of a bank or lender making an error on their account (like failing to post a payment when received or losing a payment), reporting the account as delinquent to the credit bureaus, and even after the original error is fixed, not correcting the negative credit report. Then, when the person applies for credit he or she is turned down or has to pay a higher rate because there are negative references on the credit report. If this happened to you, email us, so we can look at your problem and let you know if we can assist you in fixing it.  For more detail on how to evaluate your potential claim for credit injury, click here.

Credit Repair Scams

Millions of people in our country have impaired credit that makes it difficult or outrageously expensive to get a credit card or a mortgage or any other form of credit. Some companies prey on the people who are motivated to try to improve their credit rating. They offer credit repair scams that promise to rebuild consumers' credit reports, usually in exchange for large up-front fees that can run into the hundreds of dollars and may continue with monthly payments into the future. If you believe that you have been injured by a credit repair scam, tell us about it and we will let you know if we can help.